Pricing & Payment Plans

Payment plans allow eligible patients to spread the cost of treatment over time.

Example treatment guide (total costs listed):

• Invisalign®/ Clear Aligner Treatment starting from $4,200 (approx. $16/week over 60 months)
• VeneerMe™ Porcelain Veneers starting from $2,000 (approx. $7/week over 60 months)
• Dental Implants starting from $2,500 (approx. $9/week over 60 months)

Our team is always here to guide you through your treatment options, including our payment plan options. We recommend taking time to investigate all your dental payment options before proceeding with your treatment.

• Options may include interest-free or low-interest repayments through third-party finance providers.
• Approval is subject to individual credit checks and provider assessment.
• Terms, fees, and loan conditions differ depending on the lender.

*Prices are provided as a general guide only and do not represent a quote. Final costs will depend on your personalised treatment plan following a clinical assessment by a dentist.

Payment plan options are offered through third-party providers and are subject to their eligibility criteria, terms and conditions. Additional fees may apply. Please speak to our team or your provider for full details.

 

Patients may choose to pay the full treatment cost upfront. We accept most major credit and debit cards, EFTPOS, and bank transfers. Paying upfront avoids loan provider fees or ongoing repayments.

If you have private health insurance with dental cover, some treatments may be eligible for partial rebates, depending on your policy. It is best to confirm directly with your insurer what level of cover applies before beginning treatment. A treatment plan estimate will be provided to you prior to treatment commencing, including item codes and costs. You may obtain an estimate of the insurance rebate by presenting this treatment plan to your insurer. Your ‘out-of-pocket’ expense will be dependent on your level of coverage.

Patients who do not have health insurance cover can discuss their individual situation with our team to decide how payments could be made.

Disclaimer: Dental Boutique™ does not provide financial advice or recommendations. Please consult a financial professional or the ATO before making any decisions to withdraw from your superannuation.

In limited circumstances, the Australian Taxation Office (ATO) may allow patients to apply for compassionate release of superannuation to help pay for essential dental treatment. (Please note that the eligibility of a family member is determined within the definitions provided by the Superannuation Industry (Supervision) Act 1993.)

The eligibility for compassionate release of super for dental is below. The ATO can only approve a release of your super on compassionate grounds if you meet all of the conditions listed below:

Condition 1* – you meet the eligibility requirements of the compassionate ground you’re applying for. The specific eligibility criteria related to dental is Medical (treatment or transport).

Medical treatment – There are two sub-conditions to meet to be eligible:

*Sub Condition 1 – you or your dependant must require medical treatment to treat a life-threatening illness or injury, to alleviate acute or chronic pain OR to alleviate acute or chronic mental illness.

*Sub Condition 2 – the medical treatment you (or your dependant) need is not readily available through the public health system.

Condition 2 – you have not yet paid the expense. The ATO can only approve compassionate release of super to help you with unpaid expenses. If you have already paid the expense using a loan, a credit card, or other means, you do not meet the eligibility requirements.

Condition 3 – you can’t afford to pay part or all the expenses without accessing your super. That is, you can’t pay the expense by getting a loan, using your savings, or selling shares/investments/assets.

Condition 4 – you are or have been a citizen or permanent resident of Australia.

Condition 5* – you provide all required supporting clinical evidence and financial evidence. If your application doesn’t include all supporting evidence, there may be delays in assessing it or it may not be approved.

*Financial Evidence: To assess your application, the ATO will also need to see the unpaid expenses that show the amounts you’re seeking to release from your super account. This can include an itemised quote or an unpaid invoice that shows the amount and a description of each component. You will need to provide a treatment plan to show how those unpaid expenses are connected to the medical treatment you submit in your application.

*Clinical Evidence: You will need to provide two (2) written medical reports to validate the treatment plan, connecting those unpaid expenses. One from a Medical or Dental Specialist and another from a Dentist or Medical Practitioner. The registered medical specialist must be specialised in the area in which they are giving their opinion. The medical reports must be completed, signed and dated less than six months before you submit your application.

Significant penalties can apply if you are looking for loopholes to access super illegally or mislead to access your super early. This can include the withdrawn amount being included in your assessable income, which means you will have to pay additional income tax, tax shortfall penalties and interest. It may also affect Centrelink or benefit payments.

Read more about Early Super Release here or visit the ATO directly here.